What is the difference between debt negotiation and debt settlement?

Related FAQs

What happens if I miss a payment on a debt settlement?
Can a creditor challenge a debt settlement?
How can I monitor my progress during a debt settlement process?
How do I report a debt settlement to the IRS?
Is debt settlement a better solution than bankruptcy?
Are there any drawbacks to settling a debt?
How does a creditor determine if a debt should be settled?
What documents do I need to provide during a debt settlement process?
How long does it take to complete a debt settlement?
Can I negotiate a debt settlement on my own?

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