What is the difference between debt negotiation and debt settlement?

Related FAQs

How do I know if debt settlement is right for me?
What if I can’t pay the full amount of a debt settlement?
What happens to the debt that’s been settled?
What fees are associated with debt settlement?
Are there any tax consequences to debt settlement?
How long will it take to settle a debt?
Is there a minimum debt amount to qualify for debt settlement?
How will I know if the debt settlement negotiations are successful?
Are there any costs associated with a successful debt settlement?
Is debt settlement a better solution than bankruptcy?

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