Is debt settlement better than bankruptcy?

Related FAQs

What is the best way to negotiate a debt settlement?
How long will it take to settle a debt?
Can a creditor challenge a debt settlement?
How can I ensure I don’t fall behind on payments during the settlement process?
Are there any legal requirements to debt settlement?
How much money can I save by settling a debt?
What fees are associated with debt settlement?
What if the creditor refuses to settle the debt?
Is it possible to settle a debt for less than the amount owed?
What happens if a debt settlement is not completed on time?

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