How does a creditor determine if a debt should be settled?

Related FAQs

Can I negotiate more than one debt settlement at once?
What is an unsecured debt and how does it impact debt settlement?
How much should I expect to pay for a debt settlement service?
Can I negotiate a debt settlement over the phone?
What should I look for in a good debt settlement company?
Are there any programs offering debt settlement help?
Are there any alternatives to debt settlement?
Can I negotiate a debt settlement without the help of an attorney?
What happens if I can’t afford to settle the debt in full?
What is the average debt settlement amount?

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