How does a creditor determine if a debt should be settled?

Related FAQs

Are there any alternatives to debt settlement?
When is it best to pursue debt settlement?
What are the risks of choosing to settle a debt?
Are there any potential risks if I choose not to settle my debts?
Can I negotiate a lower principal balance as part of a debt settlement?
How do I know if I have been approved for a debt settlement?
How does debt settlement impact my credit score?
How does a creditor determine if a debt should be settled?
Can creditors refuse to negotiate a debt settlement?
Can I negotiate a reduced settlement amount?

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