How does a creditor determine if a debt should be settled?

Related FAQs

What happens if I miss a payment on a debt settlement?
What happens if a debt settlement is not completed on time?
What is an unsecured debt and how does it impact debt settlement?
What are my rights and options when it comes to settling debt?
How do I know if I have been approved for a debt settlement?
Can I negotiate a debt settlement without the help of an attorney?
Can I negotiate a debt settlement over the phone?
Is there any way to expedite the debt settlement process?
When can I start making payments on my debt settlement?
Can a debt settlement company guarantee a successful settlement?

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