How does a creditor determine if a debt should be settled?

Related FAQs

Are there any tax implications of debt settlement?
Are there any drawbacks to settling a debt?
Can I negotiate a debt settlement without a debt settlement company?
Can I negotiate a debt settlement without the help of an attorney?
What are my rights and options when it comes to settling debt?
Is debt settlement a good way to reduce debt?
Is debt settlement better than bankruptcy?
Are there any services that can help me with a debt settlement?
How do I find out the balance of my debt?
What should I do if a creditor refuses to negotiate a debt settlement?

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