How does a creditor determine if a debt should be settled?

Related FAQs

Can I be sued while in the process of settling a debt?
Is debt settlement better than bankruptcy?
How do I report a debt settlement to the IRS?
What is the average debt settlement amount?
When is it best to pursue debt settlement?
How do I know if debt settlement is right for me?
Are there any tax implications of debt settlement?
What are the risks of choosing to settle a debt?
What is an unsecured debt and how does it impact debt settlement?
What should I do if a creditor refuses to delete negative credit items as part of a debt settlement agreement?

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