How does a creditor determine if a debt should be settled?

Related FAQs

How much should I expect to pay for a debt settlement service?
How do I find out the balance of my debt?
How can I monitor my progress during a debt settlement process?
Do I need to hire a lawyer to negotiate a debt settlement?
Are there any services that can help me with a debt settlement?
How does a creditor determine if a debt should be settled?
Can creditors refuse to negotiate a debt settlement?
Are there any legal risks associated with debt settlement?
Can I negotiate a debt settlement without the help of an attorney?
What happens if a debt settlement is not completed on time?

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