How does a creditor determine if a debt should be settled?

Related FAQs

What fees will I pay if I use a debt settlement company?
How quickly can I expect to see results from a debt settlement?
Are there any laws governing debt settlement?
How much money can I save by settling a debt?
Is debt settlement a good way to reduce debt?
Are there any ways to avoid paying for a debt settlement service?
How long will it take to settle a debt?
What are my rights and options when it comes to settling debt?
How do I stop debt collection calls during the settlement process?
How do I know if a debt settlement company is reputable?

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