How do I find out the balance of my debt?
To find out the balance of your debt, you will need to contact the creditor or collection agency that you owe money to. This can be done by phone, mail, or in person. The legal term for debt balance is “account balance”. Before contacting them, make sure you have all information about your debt, such as the name and address of the creditors, your account numbers, and any contact names. This will help speed up the process. When you do contact the creditor or collection agency, you will need to provide them with your name and address, phone number, and account information. They will then be able to check the balance of the debt. If the creditor or collection agency is unwilling to provide you with the balance or is unresponsive, you should contact the Washington Attorney General’s Office or the Washington State Department of Financial Institutions. These two agencies regulate debt settlement law in Washington and will be able to help you with your situation. Finally, you may want to consider contacting a debt settlement company or lawyer who can help you negotiate a better payment plan with the creditor. These professionals will be knowledgeable of the laws pertaining to debt settlement in Washington and can provide you with advice and guidance.
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