How do I find out the balance of my debt?

In order to find out the balance of your debt in West Virginia, you need to contact the creditor or debt collector you are in debt to. Make sure to ask them for the balance of your debt in writing and keep a copy of the response. If you are unable to reach the creditor or debt collector, you may either seek assistance from a consumer lawyer or contact the West Virginia Consumer Credit Protection Agency. The West Virginia Consumer Credit Protection Agency is a state-funded agency whose mission is to protect and educate consumers about their financial rights and obligations. They provide several programs, including a debt management program, which can help you get a better understanding of your debt situation and determine the exact balance of your debt. Through this program, the agency can also help you negotiate with creditors and debt collectors to resolve your debt under the guidelines of the state’s debt settlement laws. You may also be able to obtain your debt balance through a credit report. Credit reports from the three major reporting bureaus Experian, TransUnion, and Equifax can all provide detailed information about your credit history and account balances. Credit reports obtained through the West Virginia Consumer Credit Protection Agency can also contain a summary of your debt balance, but may not include all creditors. No matter which method you choose to find out the balance of your debt, always keep copies of all records related to the transaction and contact your creditor or debt collector directly in case of any discrepancies.

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How do I find out the balance of my debt?

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