What if the creditor refuses to settle the debt?

Related FAQs

How long does it take to complete a debt settlement?
Can a debt settlement company guarantee a successful settlement?
Should I be wary of any companies offering “instant” debt settlement?
Can I negotiate debt settlement with multiple creditors at once?
Is debt settlement a good way to reduce debt?
How do I know if debt settlement is right for me?
Is debt settlement a better solution than bankruptcy?
What are the guidelines for debt settlement under law?
Can I be sued while in the process of settling a debt?
What is the best way to negotiate a debt settlement?

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