What if the creditor refuses to settle the debt?

Related FAQs

What is a deemed satisfaction and how does that apply to debt settlement?
What happens if I miss a payment on a debt settlement?
What is the best way to document a debt settlement?
Can I be sued while in the process of settling a debt?
How can I ensure I don’t fall behind on payments during the settlement process?
What is the difference between debt negotiation and debt settlement?
What happens to the debt that’s been settled?
What are the guidelines for debt settlement under law?
Can I negotiate a debt settlement over the phone?
What fees are associated with debt settlement?

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