What if the creditor refuses to settle the debt?

Related FAQs

Can I negotiate a debt settlement on my own?
Are there any risks associated with using a debt settlement firm?
How do I know if a debt settlement company is legitimate?
What is debt settlement law?
Are there any drawbacks to settling a debt?
Are there any tax consequences to debt settlement?
What is a deemed satisfaction and how does that apply to debt settlement?
What happens to the debt that’s been settled?
What documents do I need to provide during a debt settlement process?
Is there a statute of limitations on debt settlement?

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