What if the creditor refuses to settle the debt?

Related FAQs

What is a deemed satisfaction and how does that apply to debt settlement?
How can I make a debt settlement offer more attractive to creditors?
When can I start making payments on my debt settlement?
What happens if a debt settlement is not completed on time?
How do I know if a debt settlement company is reputable?
How will I know if the debt settlement negotiations are successful?
Is debt settlement better than bankruptcy?
Are there any laws governing debt settlement?
What happens to the debt that’s been settled?
Is there any way to expedite the debt settlement process?

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