What if the creditor refuses to settle the debt?

Related FAQs

Are there any tax implications of debt settlement?
Can I settle a debt if I’m unemployed?
Are there any services that can help me with a debt settlement?
What are the guidelines for debt settlement under law?
What is a debt settlement plan and how does it work?
Is debt settlement reported to credit bureaus?
Are there any risks associated with using a debt settlement firm?
Is there any way to expedite the debt settlement process?
What should I look for in a good debt settlement company?
Is it possible to settle a debt for less than the amount owed?

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