What if the creditor refuses to settle the debt?

Related FAQs

Can a creditor challenge a debt settlement?
Can a debt settlement company guarantee a successful settlement?
How will I know if a debt settlement offer is fair?
What should I look for in a good debt settlement company?
Are there any risks associated with using a debt settlement firm?
Should I use a debt settlement company or negotiate directly with my creditors?
Are there any ways to avoid paying for a debt settlement service?
Can I negotiate a reduced settlement amount?
How can I monitor my progress during a debt settlement process?
Are there any laws governing debt settlement?

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