What if the creditor refuses to settle the debt?

Related FAQs

How much money can I save by settling a debt?
What should I do if I can’t agree on a settlement amount?
What is the average time frame for debt settlement negotiations?
Is debt settlement a better solution than bankruptcy?
What is the best way to document a debt settlement?
What is the difference between debt negotiation and debt settlement?
Do I have to pay taxes on debt settled through negotiations?
How do I protect my credit score during a debt settlement?
Are there any legal risks associated with debt settlement?
How do I know if a debt settlement company is reputable?

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