What if the creditor refuses to settle the debt?

Related FAQs

Are there any risks associated with using a debt settlement firm?
How will I know if a debt settlement offer is fair?
What are the risks of choosing to settle a debt?
Do I need to hire a lawyer to negotiate a debt settlement?
When can I start making payments on my debt settlement?
What fees are associated with debt settlement?
How can I monitor my progress during a debt settlement process?
Can I negotiate a debt settlement on my own?
What is the best way to document a debt settlement?
Is debt settlement a good way to reduce debt?

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