What if the creditor refuses to settle the debt?

Related FAQs

How will I know if the debt settlement negotiations are successful?
What is a lump-sum debt settlement and how does it work?
Who should I contact to settle my debt?
How much should I expect to pay for a debt settlement service?
Can a debt settlement company guarantee a successful settlement?
Is there any way to expedite the debt settlement process?
Is there a minimum debt amount to qualify for debt settlement?
How do I know if I have been approved for a debt settlement?
What will happen to my credit score after a successful debt settlement?
How can I monitor my progress during a debt settlement process?

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