What if the creditor refuses to settle the debt?

Related FAQs

Are there any services that can help me with a debt settlement?
Can I negotiate a debt settlement over the phone?
What is the difference between debt negotiation and debt settlement?
Is debt settlement a good way to reduce debt?
What fees will I pay if I use a debt settlement company?
What fees are associated with debt settlement?
How much should I expect to pay for a debt settlement service?
How will I know if a debt settlement offer is fair?
What should I do if I can’t agree on a settlement amount?
How do I know if debt settlement is right for me?

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