What if the creditor refuses to settle the debt?

Related FAQs

Are there any tax implications of debt settlement?
Is debt settlement reported to credit bureaus?
How do I protect my credit score during a debt settlement?
Do I have to pay taxes on debt settled through negotiations?
What will happen to my credit score after a successful debt settlement?
Can I negotiate a debt settlement over the phone?
What if the creditor refuses to settle the debt?
What is debt settlement law?
What happens if I miss a payment on a debt settlement?
How can I ensure I don’t fall behind on payments during the settlement process?

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