What if the creditor refuses to settle the debt?

Related FAQs

What is the difference between debt negotiation and debt settlement?
What is an unsecured debt and how does it impact debt settlement?
What is the average time frame for debt settlement negotiations?
How does debt settlement impact my credit score?
Can I negotiate debt settlement with multiple creditors at once?
Are there any laws governing debt settlement?
How much should I expect to pay for a debt settlement service?
How do I know if a debt settlement company is legitimate?
Are there any programs offering debt settlement help?
Can I negotiate a debt settlement over the phone?

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