Are there any laws governing debt settlement?

Related FAQs

When can I start making payments on my debt settlement?
What happens if I miss a payment on a debt settlement?
What is the difference between debt negotiation and debt settlement?
Is debt settlement a better solution than bankruptcy?
What is the difference between debt settlement and debt consolidation?
What penalties or interest can creditors charge when settling debt?
Can I negotiate more than one debt settlement at once?
How will I know if the debt settlement negotiations are successful?
Should I use a debt settlement company or negotiate directly with my creditors?
Can I negotiate a reduced settlement amount?

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