Are there any laws governing debt settlement?

Related FAQs

Do I need to hire a lawyer to negotiate a debt settlement?
What happens if a debt settlement is not completed on time?
How long will it take to settle a debt?
Should I use a debt settlement company or negotiate directly with my creditors?
Can I negotiate a lower interest rate as part of a debt settlement?
What will happen to my credit score after a successful debt settlement?
What are my rights and options when it comes to settling debt?
What is an unsecured debt and how does it impact debt settlement?
What penalties or interest can creditors charge when settling debt?
Are there any costs associated with a successful debt settlement?

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