Are there any laws governing debt settlement?

Related FAQs

Can creditors refuse to negotiate a debt settlement?
Is there any way to expedite the debt settlement process?
How can I ensure I don’t fall behind on payments during the settlement process?
What happens to the debt that’s been settled?
Can I negotiate a lower principal balance as part of a debt settlement?
Should I use a debt settlement company or negotiate directly with my creditors?
Are there any alternatives to debt settlement?
Is there a minimum debt amount to qualify for debt settlement?
Does debt settlement hurt my chances of obtaining new credit?
Is it possible to settle a debt for less than the amount owed?

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