How do I stop debt collection calls during the settlement process?

One way to stop debt collection calls during the settlement process in California is to submit a “cease and desist” letter to the creditor. This letter informs the creditor that you no longer wish to be contacted and that any communication from them must come in writing. Keep a copy of the letter for your own records. You can also seek the help of a lawyer to put an end to the debt collection calls. A lawyer can communicate directly with the creditors on your behalf and advise them that you are in the process of negotiating a debt settlement. This will notify the creditors that you are serious about settling the debt and may encourage them to stop calling you. If you have filed for bankruptcy, most debt collection calls should stop. Once the bankruptcy has been filed, creditors must direct all communication to the court-appointed trustee. Any calls made to you directly are considered illegal and may be grounds for a lawsuit. Finally, if a debt collector has violated the Fair Debt Collection Practices Act, you may file a complaint with the Federal Trade Commission and the California Department of Consumer Affairs. This could lead to a cease and desist order from the agencies, which should stop any calls from the debt collector.

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How do I stop debt collection calls during the settlement process?

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