How do I stop debt collection calls during the settlement process?

In Delaware, debt settlement law allows consumers to pay their creditors less than the full balance of their debts. During the settlement process, you may continue to receive calls from your creditors or debt collectors. The best way to stop these calls is to send a cease and desist letter. This letter should be sent via certified mail or other traceable delivery method and should include your full name, address, and the name of the creditor. In your letter, explain the debt settlement process and state that you do not wish to receive any more calls from the creditor or their debt collection agency. You should also inform them that if they continue to make calls, you will report them to the Delaware Attorney General’s Office. c If the calls do not stop after you’ve sent your letter, you can file a complaint with the Delaware Attorney General’s Office. The Attorney General’s Office can investigate and take legal action against the creditor or debt collector if they are violating debt collection laws. You may also contact the Federal Trade Commission (FTC) to report the calls. The FTC is responsible for enforcing the Fair Debt Collection Practices Act (FDCPA) and can take legal action against debt collectors who violate the law. Finally, you should be aware that settling debt typically has a negative impact on your credit report. Therefore, it is important to make sure that the terms of the settlement agreement you are entering into are clearly stated. It is also wise to consult with an attorney if you have any questions or concerns about the process.

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How do I stop debt collection calls during the settlement process?

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