How do I stop debt collection calls during the settlement process?

If you are in the process of settling your debt in Pennsylvania, you have the right to stop debt collection calls. To stop the debt collection calls, you need to send a letter to the debt collector. The letter should be sent via certified mail and must specifically state that you want the debt collector to stop contacting you. You can also request that the debt collector only contact you in writing if needed. Once you send the letter, the debt collector must stop calling you, but they still have the right to continue attempting to collect on the debt. They can send you letters, file a lawsuit, or transfer the debt to another debt collector. At this point, you can also make an offer of settlement to the debt collector. An offer of settlement is when you propose to pay back a portion of the debt you owe in exchange for the debt collector agreeing to not take any other legal action. You can make the offer of settlement in writing or you can make the offer verbally. It is important to remember that the debt collector has the right to reject your offer of settlement and continue trying to collect the debt. If they reject your offer, you should contact a lawyer for assistance. A lawyer can help you negotiate a settlement, or they may be able to help you determine the best course of action to resolve the debt collection problem.

Related FAQs

How do I find out the balance of my debt?
Can I negotiate a lower interest rate as part of a debt settlement?
Can I negotiate a lower principal balance as part of a debt settlement?
Who should I contact to settle my debt?
How do I know if I have been approved for a debt settlement?
Are there any alternatives to debt settlement?
Can creditors refuse to negotiate a debt settlement?
How much should I expect to pay for a debt settlement service?
What should I do if I can’t agree on a settlement amount?
How will I know if a debt settlement offer is fair?

How do I stop debt collection calls during the settlement process?

Related FAQs

Related Blog Posts