How do I stop debt collection calls during the settlement process?

Debt settlement is a process in which you negotiate with your creditors to pay less than what you owe. In South Carolina, you have certain rights that protect you from debt collection activity. This includes the right to be free from harassment during the debt settlement process. To stop debt collection calls, you should first send a cease and desist letter to the debt collection company. This letter should state that you are aware of your rights and that you are informing the debt collector to stop all communication with you. This letter should be sent via registered mail with a return receipt requested. You can also contact the South Carolina Office of Consumer Affairs. This office works to protect consumer rights and has the power to stop debt collectors from harassing consumers. With the information from your letters, the Office of Consumer Affairs can issue a cease and desist order to the debt collection company. Finally, you can file a complaint with the Federal Trade Commission. If you feel that you have been treated unfairly, filing a complaint with the FTC is a great way to ensure that debt collectors are held accountable and follow the law when dealing with consumers. By following these steps, you should be able to stop debt collection calls during the settlement process. It is important to remember that as a consumer in South Carolina, you have certain rights that protect you from unfair debt collection practices and you should take advantage of these in order to protect yourself.

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How do I stop debt collection calls during the settlement process?

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