How do I stop debt collection calls during the settlement process?

The best way to stop debt collection calls during the debt settlement process in Washington is to communicate with the creditor and inform them that you are in the process of settling your debt. You can inform the creditor verbally or through a written letter that you have started the debt settlement process and will not allow them to contact you while the process is still underway. In Washington, debtors are also provided with certain protections under the Fair Debt Collection Practices Act. This law makes it illegal for debt collectors to continue to contact debtors once they have been notified in writing to cease communication. It is important to note that this law does not prevent the creditor from taking legal action against the debtor, but does provide protection from continued calls or harassing behavior. When communicating with the creditor, you should also explain that you are in the process of settling your debt and will only discuss it through the settlement process. You should also remind them that harassing or repeated calls are illegal under the Fair Debt Collection Practices Act and they may face legal action if they do not comply. By communicating your intentions with the creditor and reminding them of their legal obligations under the law, you can effectively stop debt collection calls during the settlement process in Washington. If the calls persist, you should document all the calls and contact an attorney to discuss your legal options.

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How do I stop debt collection calls during the settlement process?

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