How do I stop debt collection calls during the settlement process?
In order to stop debt collection calls during the settlement process in West Virginia, you will need to provide written notice to the debt collector that you are in the process of a settlement. The notice should include the amount of the debt, the name of the creditor, and the fact that you are in the process of settling the debt. Once the debt collector receives the notice, they should stop contacting you to collect the debt. In addition, you may also contact the West Virginia Attorney General’s Office. They offer a program that can help stop harassment from debt collectors. This program will require you to complete a complaint form and provide them with the name and contact information of the debt collector. After reviewing your complaint, the Attorney General’s Office may contact the debt collector and inform them that they must stop trying to collect the debt. Lastly, if you are offered a settlement agreement, it is important to read it carefully to make sure that it includes language that states that the debt collector must stop all contact with you after the agreement is signed. Once the agreement is signed and the debt is settled, the debt collector should stop all contact with you. It is important to remember that filing for bankruptcy will also stop all collection calls and other attempts to collect the debt. Filing for bankruptcy can be a difficult process and it is important to first understand the different bankruptcy laws in West Virginia.
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