Can a creditor challenge a debt settlement?

Related FAQs

Are there any ways to avoid paying for a debt settlement service?
What should I do if a creditor refuses to negotiate a debt settlement?
What is the average debt settlement amount?
How will I know if a debt settlement offer is fair?
What should I do if a creditor refuses to delete negative credit items as part of a debt settlement agreement?
What happens if I can’t afford to settle the debt in full?
Can I be sued while in the process of settling a debt?
How do I find out the balance of my debt?
What are the guidelines for debt settlement under law?
When can I start making payments on my debt settlement?

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