How do I protect my credit score during a debt settlement?

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What documents do I need to provide during a debt settlement process?
What is debt settlement law?
What is the average debt settlement amount?
Do I have to pay taxes on debt settled through negotiations?
Are there any legal risks associated with debt settlement?
Are there any discounts available for debt settlement?
What will happen to my credit score after a successful debt settlement?
Are there any laws governing debt settlement?
Is debt settlement reported to credit bureaus?
What is the difference between debt negotiation and debt settlement?

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