Can I negotiate a debt settlement without the help of an attorney?

Related FAQs

Are there any programs offering debt settlement help?
What if the creditor refuses to settle the debt?
What is the difference between debt settlement and debt management?
Does debt settlement hurt my chances of obtaining new credit?
Is there any way to expedite the debt settlement process?
What happens if I miss a payment on a debt settlement?
Are there any tax implications of debt settlement?
How much money can I save by settling a debt?
Do I have to pay taxes on debt settled through negotiations?
Can I negotiate a lower interest rate as part of a debt settlement?

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