Can I negotiate a debt settlement without the help of an attorney?

Related FAQs

What happens if I miss a payment on a debt settlement?
Are there any laws governing debt settlement?
How can I learn more about debt settlement laws in my state?
What happens if I can’t afford to settle the debt in full?
What is a “hardship program” and how can it help with debt settlement?
Is it possible to settle a debt for less than the amount owed?
Should I use a debt settlement company or negotiate directly with my creditors?
Can a debt settlement company guarantee a successful settlement?
What should I look for in a good debt settlement company?
Do I need to hire a lawyer to negotiate a debt settlement?

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