Can I negotiate a lower interest rate as part of a debt settlement?

Related FAQs

Are there any legal risks associated with debt settlement?
How do I report a debt settlement to the IRS?
Do I need to hire a lawyer to negotiate a debt settlement?
What are the guidelines for debt settlement under law?
When can I start making payments on my debt settlement?
What if the creditor refuses to settle the debt?
Are there any tax implications of debt settlement?
What is the best way to document a debt settlement?
What are the risks of choosing to settle a debt?
How do I make sure I receive a fair settlement from my creditors?

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