What should I do if a creditor refuses to negotiate a debt settlement?

Related FAQs

Are there any potential risks if I choose not to settle my debts?
Are there any alternatives to debt settlement?
Is there a minimum debt amount to qualify for debt settlement?
How do I stop debt collection calls during the settlement process?
Does debt settlement hurt my chances of obtaining new credit?
How do I report a debt settlement to the IRS?
Can I negotiate a debt settlement over the phone?
What if I can’t pay the full amount of a debt settlement?
What penalties or interest can creditors charge when settling debt?
Can I negotiate a debt settlement on my own?

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