What should I do if a creditor refuses to negotiate a debt settlement?

Related FAQs

How do I know if I have been approved for a debt settlement?
Can I negotiate more than one debt settlement at once?
What is the average time frame for debt settlement negotiations?
Is debt settlement better than bankruptcy?
Is there any way to expedite the debt settlement process?
What is a deemed satisfaction and how does that apply to debt settlement?
Are there any programs offering debt settlement help?
What happens if I miss a payment on a debt settlement?
What are the potential consequences of a failed debt settlement?
What is a lump-sum debt settlement and how does it work?

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