What should I do if a creditor refuses to negotiate a debt settlement?

Related FAQs

What should I look for in a good debt settlement company?
How can I make a debt settlement offer more attractive to creditors?
How do I know if a debt settlement company is legitimate?
Can I negotiate a reduced settlement amount?
What if I can’t pay the full amount of a debt settlement?
What fees will I pay if I use a debt settlement company?
How does a creditor determine if a debt should be settled?
What fees are associated with debt settlement?
When is it best to pursue debt settlement?
Is it possible to settle a debt for less than the amount owed?

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