What should I do if a creditor refuses to negotiate a debt settlement?

Related FAQs

What are the risks of choosing to settle a debt?
Can I negotiate debt settlement with multiple creditors at once?
Is there a minimum debt amount to qualify for debt settlement?
Is debt settlement better than bankruptcy?
Who should I contact to settle my debt?
What are my rights and options when it comes to settling debt?
What is a deemed satisfaction and how does that apply to debt settlement?
How do I know if a debt settlement company is legitimate?
How do I know if I have been approved for a debt settlement?
Can I negotiate more than one debt settlement at once?

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