What should I do if a creditor refuses to negotiate a debt settlement?

Related FAQs

What if I can’t pay the full amount of a debt settlement?
Can I negotiate a debt settlement without a debt settlement company?
Are there any costs associated with a successful debt settlement?
Is it possible to settle a debt for less than the amount owed?
How do I know if a debt settlement company is reputable?
What is the best way to negotiate a debt settlement?
Are there any programs offering debt settlement help?
Are there any potential risks if I choose not to settle my debts?
Is debt settlement better than bankruptcy?
How do I know if I have been approved for a debt settlement?

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