Is it possible to settle a debt for less than the amount owed?

Related FAQs

What fees are associated with debt settlement?
Are there any tax consequences to debt settlement?
Are there any tax implications of debt settlement?
Are there any programs offering debt settlement help?
What documents do I need to provide during a debt settlement process?
Are there any laws governing debt settlement?
What should I do if a creditor refuses to delete negative credit items as part of a debt settlement agreement?
Can I be sued while in the process of settling a debt?
Should I use a debt settlement company or negotiate directly with my creditors?
Are there any costs associated with a successful debt settlement?

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