Is it possible to settle a debt for less than the amount owed?

Related FAQs

How do I make sure I receive a fair settlement from my creditors?
How do I know if I have been approved for a debt settlement?
How does a creditor determine if a debt should be settled?
What happens if I miss a payment on a debt settlement?
Are there any laws governing debt settlement?
How do I know if a debt settlement company is legitimate?
What should I do if I can’t agree on a settlement amount?
Should I use a debt settlement company or negotiate directly with my creditors?
How can I ensure I don’t fall behind on payments during the settlement process?
Are there any costs associated with a successful debt settlement?

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