Is it possible to settle a debt for less than the amount owed?

Related FAQs

What if the creditor refuses to settle the debt?
What penalties or interest can creditors charge when settling debt?
What should I do if a creditor refuses to negotiate a debt settlement?
What is the best way to document a debt settlement?
What are my rights and options when it comes to settling debt?
What documents do I need to provide during a debt settlement process?
How much money can I save by settling a debt?
What happens if I miss a payment on a debt settlement?
What fees are associated with debt settlement?
Are there any tax consequences to debt settlement?

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