Is it possible to settle a debt for less than the amount owed?

Related FAQs

What is the process for appealing a denied debt settlement?
What should I do if a creditor refuses to delete negative credit items as part of a debt settlement agreement?
What is the difference between debt settlement and debt management?
How can I monitor my progress during a debt settlement process?
Should I use a debt settlement company or negotiate directly with my creditors?
What are the guidelines for debt settlement under law?
Can I negotiate a debt settlement over the phone?
What penalties or interest can creditors charge when settling debt?
What documents do I need to provide during a debt settlement process?
What happens if a debt settlement is not completed on time?

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