Can I negotiate a debt settlement on my own?

Related FAQs

What penalties or interest can creditors charge when settling debt?
How do I know if I have been approved for a debt settlement?
Can a debt settlement company guarantee a successful settlement?
How quickly can I expect to see results from a debt settlement?
How long will it take to settle a debt?
Does debt settlement hurt my chances of obtaining new credit?
How much money can I save by settling a debt?
What is a lump-sum debt settlement and how does it work?
How does a creditor determine if a debt should be settled?
What should I do if I can’t agree on a settlement amount?

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