Is debt settlement a better solution than bankruptcy?

Related FAQs

What should I do if a creditor refuses to negotiate a debt settlement?
How do I know if a debt settlement company is legitimate?
Are there any potential risks if I choose not to settle my debts?
How do I report a debt settlement to the IRS?
What is the average debt settlement amount?
What happens if a debt settlement is not completed on time?
How do I make sure I receive a fair settlement from my creditors?
When is it best to pursue debt settlement?
What is a lump-sum debt settlement and how does it work?
Can I be sued while in the process of settling a debt?

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