Can I settle a debt if I’m unemployed?

Related FAQs

Is debt settlement a better solution than bankruptcy?
What happens to the debt that’s been settled?
What is a lump-sum debt settlement and how does it work?
What should I do if a creditor refuses to negotiate a debt settlement?
Can I negotiate a reduced settlement amount?
Is debt settlement reported to credit bureaus?
What happens if I can’t afford to settle the debt in full?
Are there any drawbacks to settling a debt?
How does a creditor determine if a debt should be settled?
Can a creditor challenge a debt settlement?

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