What is a debt settlement plan and how does it work?

Related FAQs

How do I protect my credit score during a debt settlement?
How long will it take to settle a debt?
Are there any programs offering debt settlement help?
Can I negotiate more than one debt settlement at once?
How can I make a debt settlement offer more attractive to creditors?
Can I negotiate a debt settlement without the help of an attorney?
What is the average debt settlement amount?
What is a “hardship program” and how can it help with debt settlement?
What are the potential consequences of a failed debt settlement?
What should I do if a creditor refuses to delete negative credit items as part of a debt settlement agreement?

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