What is a debt settlement plan and how does it work?

Related FAQs

Is debt settlement a better solution than bankruptcy?
Are there any tax consequences to debt settlement?
How do I know if a debt settlement company is legitimate?
Who should I contact to settle my debt?
Can I negotiate a debt settlement without the help of an attorney?
Can I negotiate more than one debt settlement at once?
How quickly can I expect to see results from a debt settlement?
How can I make a debt settlement offer more attractive to creditors?
What should I do if a creditor refuses to delete negative credit items as part of a debt settlement agreement?
Are there any legal requirements to debt settlement?

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