What is a debt settlement plan and how does it work?

Related FAQs

Should I use a debt settlement company or negotiate directly with my creditors?
What happens if I can’t afford to settle the debt in full?
Can a creditor challenge a debt settlement?
Are there any alternatives to debt settlement?
Can I settle a debt if I’m unemployed?
How long will it take to settle a debt?
How long does it take to complete a debt settlement?
Can I negotiate a debt settlement over the phone?
What fees are associated with debt settlement?
What happens if a debt settlement is not completed on time?

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