Should I use a debt settlement company or negotiate directly with my creditors?

Related FAQs

How quickly can I expect to see results from a debt settlement?
Are there any services that can help me with a debt settlement?
What are my rights and options when it comes to settling debt?
What is debt settlement law?
Can I negotiate multiple debts at once during the settlement process?
How can I ensure I don’t fall behind on payments during the settlement process?
When can I start making payments on my debt settlement?
What is the best way to negotiate a debt settlement?
How much should I expect to pay for a debt settlement service?
Can creditors refuse to negotiate a debt settlement?

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