Should I use a debt settlement company or negotiate directly with my creditors?

Related FAQs

Is there a statute of limitations on debt settlement?
How will I know if the debt settlement negotiations are successful?
Are there any tax implications of debt settlement?
How can I make a debt settlement offer more attractive to creditors?
Are there any risks associated with using a debt settlement firm?
What if the creditor refuses to settle the debt?
What are the guidelines for debt settlement under law?
Can I negotiate a lower interest rate as part of a debt settlement?
Can I negotiate debt settlement with multiple creditors at once?
What is debt settlement law?

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